Central AC vs Ductless Mini-Split
Both cool your Tampa home effectively, but they work very differently. Here's when each makes sense.
| Feature | Central AC | Mini-Split |
|---|---|---|
| Efficiency | 14–20 SEER | 20–30+ SEER |
| Installation | Requires ductwork | No ducts needed |
| Cooling Coverage | Whole home evenly | Zone-by-zone |
| Upfront Cost (whole home) | $5,000–$10,000 | $12,000–$25,000 for whole home |
| Best For | Homes with existing ductwork | Additions, historic homes, garages, targeted zones |
Tampa Recommendation
For whole-home cooling, central AC with existing ductwork wins on cost. For specific spaces — garages, sunrooms, additions, historic homes without ducts — mini-splits are the clear winner. Many Tampa homeowners use both: central AC for the main home + a mini-split for the garage or addition.